Hello, I'm Nick Rygiel, founder of Ironclad Financial (est. May 2022). Previously, I served as a Surface Warfare Officer, with deployments in the Black Sea and Horn of Africa, and later worked at the Center for Surface Combat Systems (CSCS), Deloitte Consulting, and Merrill Lynch as Vice President/Senior Financial Advisor (2011-2022). My vision is to align financial advisory with a fully digital experience, offering enhanced value and diverse investment opportunities beyond traditional norms and manual paperwork.
Our approach is client-centric and works with those clients seeking to be a collaborative partner or desiring a more hands-off approach. Effective financial planning is not just about following the standard paths, like blindly investing in the S&P 500 index, but exploring a spectrum of options that align with your own financial goals and risk preferences. Whether you are looking for conservative investment strategies or innovative growth opportunities, our aim is to provide a service that truly resonates with your personal aspirations.
Please note that our platform is informational, and advisory services are offered where ICF and its representatives are properly licensed or exempt. Remember, past performance doesn’t guarantee future returns, and investing involves risk, including the potential loss of principal.
Tailored Financial Solutions for Diverse Needs
Real-Time Collaborative Financial Planning: Offering live, collaborative financial planning sessions, enabling clients to establish a comprehensive financial plan within an hour.
Military Transition Support: Guiding ex-military personnel through their transition to civilian life, offering personalized financial planning for business startups and investment management to secure reliable monthly income streams.
Government Employees: Optimizing retirement savings for government employees, particularly those with TSP plans, to ensure financial stability post-service.
Startup Founders: Assisting startup founders in raising capital via AngelList syndicates, facilitating their growth ambitions with strategic financial support.
Monthly Cash Flow Management: Tailoring cash flow plans for clients, leveraging investment vehicles like dividends, covered call writing, and risk management techniques to maintain stable income streams.
Innovative Investment Solutions: Offering InnovatorShares' risk-defined outcome ETFs and personalized strategies using ETFs or individual stocks, designed to meet specific growth, income, or volatility objectives.
401k Management with Pontera Platform: Streamlining 401k management with the Pontera platform, optimizing asset allocation and maximizing returns within retirement plans.
On-Chain Digital Asset Advisory with L1 Advisors: Providing expert advisory services for on-chain digital asset investments through L1 Advisors, ensuring secure and effective management of digital assets.
Option Strategies: Implementing advanced option strategies to enhance investment returns and manage risk effectively. (Options involve risk and are not suitable for all investors. Please review the options disclosure document before considering options trading.)