Finance for the Modern Investor: Where Tradition Meets Tech

CFP Logo for Nick Rygiel Certified Financial Planner
Nick Rygiel Certified Digital Assets Advisor and Certified Financial Planner

Welcome to Ironclad Financial, where we merge traditional investment management with technology to deliver high-quality, cost-effective financial solutions

About Us

Ironclad Financial LLC Nick Rygiel Owner

As a fiduciary, fee-only firm, our unwavering commitment is to align our strategies with your financial goals. Through transparent, data-driven solutions, we simplify the complexities of asset management, empowering you to make informed investment decisions

Our Clients

We specialize in serving individuals eager to leverage digital tools.

Our approach not only streamlines the planning process but also significantly reduces costs and friction.

By embracing our advanced technological capabilities, clients experience enhanced quality, time-efficiency, and cost-effectiveness in managing their financial future


Guidance-First Service

For a flat monthly fee ranging from $25 to $250, this service offers personalized Financial Planning and Investment Management. The fee is tailored based on the level of service, number of accounts, complexity of your financial landscape, and meeting frequency. You retain full control of your assets; we serve as your advisory compass.

Asset Management Service

Operating on a fee-based model at 0.70% per year, this comprehensive service includes Financial Planning and hands-on Investment Management. We partner with trusted custodians like Altruist and Interactive Brokers. The monthly cost encompasses regular portfolio rebalancing, tax optimization, and ongoing consultations.

Specialized Services

While our core offerings suit the majority, we also offer services tailored for specialized investment strategies such as privately-held stocks, angel investing, and decentralized finance.
Financial Planning

Ironclad Financial LLC is a state-registered investment adviser (CRD #321831). We are authorized to operate in jurisdictions where we are registered or where registration exemptions apply. The content on this website serves as general information about our advisory services and additional investment-related materials. It should not be construed as an online solicitation to effect securities transactions or offer personalized investment advice for compensation. Direct communication with prospective clients will be conducted by a representative who is either registered or qualifies for registration exemptions in the client's jurisdiction. Information on our registration status is available upon request. Our current written disclosure statement, discussing our business operations, services, and fees, can be accessed through the following links: Form ADV and Part 2 Brochures

Please note that the information and guidance on this website are solely for informational purposes. All investments carry risk and are not guaranteed unless otherwise stated. Consultation with a qualified financial adviser and/or tax professional is recommended before implementing any strategy. This website and its content do not intend to offer investment, tax, or legal advice.

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